It's important you get practical advice before you make a decision. You'll need to contact a mortgage adviser who can help you with your choice.
You can't apply direct for any of these deals. To find a local mortgage adviser, you can visit www.unbiased.co.uk.
Make sure you can afford to pay for your new mortgage. If you get into payment difficulties and can’t meet the repayments, the lender could take your home away from you.
You may have to pay an early repayment charge to your existing lender if you remortgage.